Better Boating Practices
In 2014, there were more than 4,000 boating accidents in the U.S. The most common culprits? Operator inattention or inexperience, improper lookout, excessive speed and alcohol. To make sure that you and your family or friends do not become part of a statistic:
Stay dry on the water. Leave the alcohol on land and do your boating sober.
Learn to drive. Enroll in a boating safety course for everything you need to know about what to bring, what to do and how best to do it.
Keep covered. There are some insurance options you might want to consider:
Boat insurance—Boat policies are available that would offer Physical Damage Coverage and Liability Coverage. Occasionally with smaller watercrafts you can endorse your homeowner’s policy to include some coverage as well.
Personal Catastrophe Liability/ Personal Umbrella—This coverage is available and would extend liability above and beyond your Home and Boat policies, should you have a covered accident in your boat where someone is injured.
Give us a call today, and let one of our experienced agents give you the coverage you need to stay protected on the water this summer!
Written by Ballenger Insurance on Jun 29, 2016